Q. Who is Cairns Car Loans?
Cairns Car Loans is a private company that has been set up to arrange car finance for prospective clientsl as well as commercial & consumer funding. Cairns Car Loans has access to a number of funders. We tailor the lenders products to the customer’s needs, a practice which most traditional lenders offer in reverse.

Q. What locations does Cairns Car Loans cover?
Cairns Car Loans can cater to clients Australia wide and Overseas. We have provided funding Australia wide.

Q. What does Cairns Car Loans do?
Cairns Car Loans is a Finance Broker. Our purpose is to arrange funds at the best rates that suit the customers' needs, rather than the lenders.

Q. How does Cairns Car Loans work?
We specialise in assessing your individual needs and matching them to lending options available. This includes reviewing all the terms, conditions and fees. The guiding principle revolves around understanding your needs as a borrower. Our experience and ability to put the bank jargon into laymen’s terms will assist you in making an educated and informed opinion.

Q. Can Cairns Car Loans deal with the bank I already bank with?
Yes. Rather than making an appointment to go into your bank, Cairns Car Loans can come to you thus saving time and have an answer usually no later than 48 hours, even if it is your own bank.

Q. Is there a choice with Cairns Car Loans?
Yes. Because we deal with all the Banks, we are able to draw upon a much wider range of borrowing options than traditional lenders, giving you a wider choice of options. Our guidance will allow you to weigh up the pros and cons much easier then if you were wandering the finance minefield on your own.

Q. Can I refinance my loan with Cairns Car Loans?
Yes. Rates are constantly changing and traditionally most car finance is Fixed. In a market where rates are falling, it may be a good idea to look at your options.

Q. What can I use Cairns Car Loans for?
We can provide help and arrange finance for private,equipment and commercial facilities all over Australia. Refer to our ‘Car Loans’ to find your particular need, and our ‘Equipment / Boat Finance’ for more information on the types of products the banks offer. In short we become your ‘old school bank manager’ .

Q. What does a Cairns Car Loans Consultant provide?
Our team provide excellence in personal service. We explain the process of borrowing, complete the application and have an answer within 48 hours. We will manage your loan from Day 1 (application) until settlement. We liaise as one point of reference for you, the bankand the dealer to ensure all parties are on track at all times. We can assist you with signing your loan contracts and provide contacts where you need them for vehicle suppliers, insurers, inspectors, and even valuers